Sinkholes are quite common in parts of Florida due to the subterranean layer of limestone that underlies the Florida peninsula. More sinkholes occur the further north you go in Florida, but they are possible even as far south as the greater Sarasota area.
Many insurance policies cover sinkhole damage, but it is important for homeowners to understand what is covered and what may be excluded. It is also important for home buyers to do their homework to understand whether an area they are exploring for homes is subject to sinkholes. There are Florida government websites where the history of known sinkholes can be investigated, or hire a licensed inspector or surveyor to review your prospective home. A good home inspection can also uncover cracks or other damage that may indicate a sinkhole beneath them.
If you feel you have been denied insurance coverage for sinkhole damage, contact Dino Law today.